Overseas chalet insurance

Insuring a property in another country can be a difficult process; there are exchange rates to factor in, language barriers and different laws and compliances to take into account, however Towergate Connect make it easy to find the right overseas chalet insurance policy for you and your property.

Whether your overseas home is a brick-built chalet, a log cabin or a lodge, we can help you to find the right chalet insurance policy at the right price.

Key features of our overseas chalet insurance

• 24-hour emergency helpline (English-speaking)
• Cover when let to family, friends and others
• UK claims handling service with bilingual loss adjustors
• Access to an interpretation service
• £5 million property owner's liability cover

Excess options

• Standard excess: £50
• Discounts available for excesses of £250 or £500

Locations

• Spain
• France
• Portugal
• Italy
• Greece
• Southern Cyprus
• Bulgaria
• Southern Ireland

For properties situated in the United Kingdom see the chalet insurance policy.

Main exclusions

• Accidental damage not covered when let
• No cover for theft if the minimum security requirements are not met
• Cover is not available for earthquakes in Greece and Italy
• We currently don't cover subsidence, heave and landslip in France, Italy, Greece, Southern Cyprus, Bulgaria and Southern Ireland
• When the chalet is unoccupied for a period of time, cover is not available for escape of water unless certain conditions are met

For more information on this policy refer to details and documents.